Is Your Pet Covered?

Is Your Pet Covered?

Pet insurance is becoming more and more popular, and with good reason: no one wants to be in that terrible position of having a sick or injured pet but not being able to afford care.

While we don’t recommend one company over another, we can offer a few tips to help you determine what’s best for you and your pet if you’re just starting to look into pet health coverage.

• Decide how much coverage you want. Pet insurance reimbursement rates vary from 60-90% depending on the plan you choose.
• Compare provider quotes
• Consider the provider’s exclusions and waiting periods, including pre-existing condition limitations
• Consider the provider’s reimbursement policies. Many pet insurance companies require that you pay for services in full and then submit a claim for reimbursement.
• Consider your pet’s species and breed. Specific breeds can be more likely to develop certain illnesses or ailments

Have more questions about pet health insurance? This article from the American Veterinary Medical Association is a good place to start.